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BACCARAT

LEARN THE TABLE
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KNOW THE BASICS

What is this hand’s baccarat total?

Standard 8-deck baccarat · 5% Banker commission

Watch the cards…

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Learn baccarat

Standard commission baccarat · eight decks.

Count to nine.

Aces count as 1. Cards 2–9 keep their value. Tens and faces count as 0. Add the values and keep the last digit. A 7 and an 8 make 5.

The cards decide.

An opening 8 or 9 is a natural: both hands stop. Otherwise Player draws on 0–5 and stands on 6–7. Banker follows the fixed table below. There are no hit, stand or surrender choices.

Banker draws when…
Banker totalPlayer’s third-card value
0–2Any
3Any except 8
42–7
54–7
66 or 7
7Always stands

If Player stands, Banker draws on 0–5 and stands on 6–7.

Know the return.

Player wins pay 1 to 1. Banker wins pay 0.95 to 1 after 5% commission. Tie pays 8 to 1. Your stake comes back with a win; Player and Banker bets push on a tie.

At these rules, approximate house edges are Banker 1.06%, Player 1.24%, and Tie 14.36%. No bet or progression guarantees profit. Past results are not predictions.

The practice shoe reshuffles near its end. This simulator does not reproduce a casino’s opening burn or cut-card ceremony.

Rules and odds reference (opens in a new tab)

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How to read baccarat charts

Charts are a record of the shoe. Read the results, not a prediction.

P · PlayerB · BankerT · Tie

1. Bead Plate: every hand, in order

Start at the top left. Read down six cells, then start at the top of the next column to the right. Every hand gets a cell, including a Tie.

Hand 1: BankerBHand 2: BankerBHand 3: TieTHand 4: PlayerPHand 5: PlayerPHand 6: BankerBHand 7: BankerBHand 8: BankerBHand 9: BankerBHand 10: BankerBHand 11: BankerBHand 12: BankerB

The gold square marks hand 7, at the top of column 2.

2. Big Road: follow the winning side

Banker is a red ring; Player is blue. The same winner continues down. A change of winner starts a new column at the top. A Tie is a green slash on the preceding circle, with a count for multiple ties.

Hand 1: BankerBHand 2: Banker, 1 attached tieBHand 4: PlayerPHand 5: PlayerPHand 6: BankerBHand 7: BankerBHand 8: BankerBHand 9: BankerBHand 10: BankerBHand 11: BankerBHand 12: BankerB

The Tie after two Banker wins stays on the second red ring. It does not break the streak. If a shoe starts with ties, their marks attach to the first Player or Banker circle.

3. Long streaks bend right

After six rows, a streak continues to the right. It also turns right if the cell below is occupied. Once it turns, it keeps going right until the winner changes.

4. History is not a forecast

A long Banker streak does not make Player “due,” and a pattern does not guarantee the next winner. These charts show outcomes, not the remaining cards.